Eerrr...

So today we went to Capitol Chevrolet to see if we could make a trade for a vehicle that is twin savvy, gas friendly, and would eliminate or drastically reduce monthly payments. Although we just bought Nick's truck in September (pre-twins) we feel that it makes more sense to have only one car payment if possible. We test drove a Saturn Vue priced at $10,991 with 80,000 miles and we really liked it. We felt it was the perfect family SUV for the price that we were looking for. Again, our goal is to eliminate a second car note. The sales lady was really nice and understood completely what we were trying to accomplish. So we had Nick's Tundra appraised and credit checked blah blah blah but the bad news was that the negative equity we owe added onto the sticker price of the car will make our monthly payments the same if not more than what we pay now. The guy explaining all of this to us said that we would be better off to sell by owner for the maximum price we can and talk to our loan officer about other options to reduce payments. It was disappointing but I have really been praying a lot lately for guidance on how we spend our money and ways to save and prepare for the babies. I am sure that it will all work out. Today we are just glad that we did a little "homework" and had someone be honest with us on our best options. So, if you know anyone who wants to buy a 2003 Sexy black truck ???